Loan Programs
Flexible Loan Solutions Built for Real Estate Investors
At First Lending Network, we know that no two real estate deals are the same. That’s why we offer a range of fast, flexible, and reliable loan programs designed to meet the unique needs of every investor—from first-time flippers to seasoned developers scaling their portfolios.
Whether you’re funding a fix-and-flip, securing a rental property, or building ground-up, our streamlined process, quick approvals, and personalized support give you the competitive edge to close with confidence.
Explore our loan programs below and find the perfect fit for your next investment.
Fix-and-Flip Loans
Turn distressed properties into profitable investments with First Lending Network’s Fix-and-Flip Loans. Designed for real estate investors who need fast, flexible financing, our short-term loans provide the capital you need to purchase, renovate, and sell properties quickly—maximizing your ROI.
Loan Highlights:
✔ Loan Amounts: Up to 90% of purchase price and 100% of rehab costs
✔ Terms: 6 to 18 months
✔ Interest Rates: Competitive market-based rates
✔ Closing Speed: As fast as 5-10 days
✔ No Prepayment Penalty: Pay off early and save on interest
Why Choose Us?
Speed & Efficiency: Get quick approvals and fast funding to stay competitive in the market.
No Red Tape: We focus on the asset, not just your financial history—making it easier for investors to qualify.
Expert Support: Work with a team that understands the fix-and-flip process inside out.
Secure funding for your next flip today.
Rental Property Loans
Build long-term wealth with Rental Property Loans designed for real estate investors looking to finance single-family, multi-family, and short-term rentals. Whether you’re adding to your portfolio or refinancing an existing property, we offer flexible terms to fit your investment strategy.
Loan Highlights:
✔ Loan Amounts: $75,000 to $2M+
✔ Terms: 5, 10, 30-year fixed & adjustable-rate options
✔ Interest Rates: Competitive rates with interest-only options available
✔ LTV: Up to 80% of property value
✔ Property Types: Single-family, multi-family (2-20 units), vacation rentals, and Airbnb properties
Why Choose Us?
Cash Flow Focused: Qualify based on the property’s rental income rather than your personal debt-to-income ratio.
Portfolio Loans Available: Finance multiple properties under one loan.
Quick & Hassle-Free: No bank bureaucracy—just fast, investor-friendly financing.
Build your rental portfolio with ease.
New Construction Loans
Financing your next ground-up development doesn’t have to be complicated. Our New Construction Loans provide real estate investors and builders with the capital they need to acquire land, cover construction costs, and bring projects to market efficiently.
Loan Highlights:
✔ Loan Amounts: Up to 90% of land purchase & 100% of construction costs
✔ Terms: 12 to 24 months with extension options
✔ Interest Rates: Competitive rates with interest-only payments during construction
✔ Flexible Draw Schedules: Get funds released in stages to match your project’s timeline
✔ Fast Approvals: Close in as little as 10-14 days
Why Choose Us?
• Designed for Builders & Investors: Tailored financing solutions whether you’re developing spec homes or small multi-family projects.
• Higher Leverage: Keep more of your capital working for you with low down payments.
• Local Market Expertise: We understand zoning, permitting, and the challenges of new construction.
Let’s fund your next build.
How It Work?
Funding Your Next Real Estate Investment is Simple & Fast
At First Lending Network, we streamline the lending process so you can focus on closing deals and growing your portfolio. Our hassle-free application, quick approvals, and fast funding put you in control—because in real estate, timing is everything.
1.
Submit an Application
Complete our quick and easy online application.
Tell us about your investment project, financing needs, and experience level.
What We Need:
Property Details (Address, Purchase Price, ARV)
Project Scope & Timeline
Basic Financial Information
2.
Deal Review & Approval
Our team of real estate financing experts will review your deal, assess the numbers, and structure the best loan option for your investment goals.
💡 What to Expect:
Fast approval decisions within 24-48 hours
Flexible loan terms tailored to your strategy
Transparent lending with no hidden fees
3.
Funding
Once approved, we move fast to get your deal closed. Our team works closely with title companies, appraisers, and attorneys to ensure a smooth transaction.
Funding Timeline:
✔ Fix-and-Flip & Rental Loans: Close in as fast as 5-10 days
✔ New Construction Loans: Close in 10-14 days
Funds are wired directly to the closing table—so you can secure your property FAST.
4.
Project Completion
With funds in hand, you can move forward with your investment. Whether you’re renovating a fix-and-flip, stabilizing a rental, or breaking ground on a new build, we stay connected to support your success.
Fix-and-Flip: Access renovation draws for a smooth construction process
Rental Loans: Secure long-term financing for ongoing cash flow
New Construction: Flexible draw schedules to match your building timeline
5.
Repayment
Every loan comes with clear terms and repayment options designed to fit your investment timeline. Whether you sell, refinance, or pay off early, our flexible loan structures ensure you stay profitable.
No prepayment penalties on most loans—because we want you to WIN.
Timeline Expectations
At First Lending Network, we know speed is key. Here’s what you can expect from application to closing:
Application & Pre-Approval: Same-day to 24 hours
Deal Review & Approval: 24-48 hours
Processing & Underwriting: 3-5 business days
Funding & Closing: 5-10 business days (or faster!)